Auto Title Loans FAQs

1. What is an auto title loan?

   An auto title loan is a loan secured by a paid off vehicle.

2. What are the requirements to qualify for an auto title loan?
   • The most important requirement is that your vehicle is paid off
   • a free and clear title.
   • Valid drivers license.
   • Proof of verifiable income.
   • Current utility bill in your name.
   • You must be at least 18 years old.

3. What is the minimum amount I can borrow?

   Our minimum car title loan amount is $300.00.

4. What is the largest amount I can borrow?

   The maximum loan amount is based on the value of your vehicle.

5. Will you run my credit report?

   No, we do not pull credit reports for Arizona title loan applicants. Applicants in other states may be subject to having their credit report pulled.

6. How long does it take to have my auto title loan approved?

   CashWayLoans.com makes every effort to get your auto title loan approved in just minutes. However, if you apply after business hours, we will notify you at the opening of the next business day.

7. How fast will I get my cash?

   Our goal is to get you your money the same day. It depends on how quickly you supply us with the documentation we need.

8. My auto title loan has been approved. What happens next?

   CashWayLoans.com will contact you with our offer of credit, which includes your loan amount and terms.

9. How do I get my money?

   We can deposit the money into your checking account or give you a check.

10. When do I make my first payment?

    Your first payment is due 30 days after we fund your auto title loan.

11. How much does a car title loan cost?

    The car title loans provided by CashWayLoans.com are installment loans. This means that a portion of your payment goes towards the interest and a portion goes to the principal. You can choose the term of your loan, either 6 or 12 months. We charge 15% interest per month for auto title loans.

12. How do I make payments on my car title loan?

    We offer several payment options. You can pay by phone with a credit card or a check, or you can mail your payment to our office.

13. Is there a penalty if I pay my loan off early?

    No. You can pay off your loan at any time without penalty.

14. How long do I have to pay back my car title loan?

    Our average terms vary from 6 to 12 months. Remeber, we do not have a prepayment penalty.

15. How do I apply?

    Just fill out our online auto title loan application or call us at 1-888-623-4544.

16. I don't want to provide my information online. What should I do?

    Our online application form utilizes SSL encryption technology to keep your data secure. However, if you feel more comfortable, just call us at 1-888-623-4544 and we will take your information over the phone. We also have 2 convenient Tucson, Arizona locations. Feel free to stop by and apply for your car title loan in person!